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Benefits Cliff Calculator

Employ Buffalo Niagara Home  |  Community Coalition  |  Talent Pipeline Management  |  HR Toolkit  |  Workforce Policy Advocacy  |  Career Pathways  |  Earn & Learn

It’s the promising employee who has to turn down a promotion. The employee who accepts a raise, only to find themselves worse off. The employer desperate to hire who sees offer after offer rejected. These problems are impacting thousands of your neighbors across Buffalo Niagara, and they all have the same hidden cause: the Benefits Cliff.

The Benefits Cliff is when an increase in pay results in a sudden loss of support. Many underemployed workers are stuck in jobs they are overqualified for, or ready to be upskilled — yet stay in their current position due to the threat of the Benefits Cliff. The better pay does not compensate for the resulting sudden loss of their benefits. When this happens, businesses lose out on recruiting or growing talent, employees lose the opportunity to advance their career, and our entire community loses out on hundreds of thousands of taxpayer dollars over the course of a lifetime.

Learn more about the Benefits Cliff through Nia's story.

To overcome these challenges, we must first know where the Benefits Cliff is — and that number is different for every individual. That’s why Employ Buffalo Niagara, along with the Federal Reserve Bank of Atlanta, has created this Benefits Cliff Calculator — a free, simple tool that will do the math for you to calculate an individual’s Benefits Cliff. 

Employees, employers, and workforce entities can plug in current benefits and potential income increases to gain a better understanding of how employees can thrive, businesses can promote their promising talent, and all of our neighbors can be carried toward financial security and independence. The tool will also help the public sector understand the urgent need for policy changes to lessen the impact of the Benefits Cliff moving forward.

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Spread the word with our free Communications Kit!

From businesses to workforce entities to policymakers, awareness is the critical first step in overcoming the challenges of Benefits Cliffs. We’re pleased to provide these free assets, from explainer videos to ready-to-post social posts, that you can display at your workplace, share on your channels, and send to all your contacts.

Download the Employ Buffalo Niagara Benefits Cliff Communication Kit

Dig deeper into the Benefits Cliff with these resources.

Understanding the Results
Understanding Results for Policy Makers
Federal Reserve Bank of Atlanta: Benefits Cliff and the Financial Incentives for Career Advancement
Federal Reserve Bank of Atlanta: What are Benefits Cliffs?
The Welfare Trap: two mothers, two choices, and two struggles for self-sufficiency
Have additional questions about the Benefits Cliff Calculator or want to learn more about Employ programs or initiatives?
Click here

From The Blog

Creating Career Pathways

Creating Career Pathways

Seth Piccirillo July 19, 2021

BNP Career Pathway Video Shoot at Zehnder-Rittling How can we connect a job seeker to an employment opportunity that can lead to a long and rewarding career? All employers are trying to answer this question as quickly as possible. The national labor shortage, which is impacting industries from manufacturing to

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US Chamber Releases Workforce Agenda

Josh Veronica July 14, 2021

As we recover from the COVID-19 pandemic, the Buffalo Niagara region is experiencing a workforce shortage that hinders the rebound of our economy. In this year’s Upstate NY Business Leaders Survey, 54% of surveyed CEOs in the Western NY region felt there was not an ample supply of workers to meet their needs. The BNP

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Restarting Talent Pipeline Management

Kristine Bieniek July 12, 2021

Three Partnership staff members attend TPM Academy to earn certification. At the Buffalo Niagara Partnership, we always do our homework in supporting the needs of our members. In fact, when it comes to Talent Pipeline Management – TPM – we are actually going to school.  The U.S. Chamber of Commerce TPM Academy, a formal training

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Helping Employers Solve Talent Issues

The Partnership March 4, 2020

Manufacturing Council meeting highlights ways the Partnership is working with area companies to build sustainable talent pipelines.  It is the number one concern of employers in Western New York, the common pain point – how do companies find and retain qualified talent? The Manufacturing Council’s first meeting of 2020 presented

Read More »
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Phone: 716.852.7100       Fax: 716.852.2761

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