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Benefits Cliff Calculator

Employ Buffalo Niagara Home  |  Community Coalition  |  Talent Pipeline Management  |  HR Toolkit  |  Workforce Policy Advocacy  |  Career Pathways  |  Earn & Learn

It’s the promising employee who has to turn down a promotion. The employee who accepts a raise, only to find themselves worse off. The employer desperate to hire who sees offer after offer rejected. These problems are impacting thousands of your neighbors across Buffalo Niagara, and they all have the same hidden cause: the Benefits Cliff.

The Benefits Cliff is when an increase in pay results in a sudden loss of support. Many underemployed workers are stuck in jobs they are overqualified for, or ready to be upskilled — yet stay in their current position due to the threat of the Benefits Cliff. The better pay does not compensate for the resulting sudden loss of their benefits. When this happens, businesses lose out on recruiting or growing talent, employees lose the opportunity to advance their career, and our entire community loses out on hundreds of thousands of taxpayer dollars over the course of a lifetime.

Learn more about the Benefits Cliff through Nia's story.

To overcome these challenges, we must first know where the Benefits Cliff is — and that number is different for every individual. That’s why Employ Buffalo Niagara, along with the Federal Reserve Bank of Atlanta, has created this Benefits Cliff Calculator — a free, simple tool that will do the math for you to calculate an individual’s Benefits Cliff. 

Employees, employers, and workforce entities can plug in current benefits and potential income increases to gain a better understanding of how employees can thrive, businesses can promote their promising talent, and all of our neighbors can be carried toward financial security and independence. The tool will also help the public sector understand the urgent need for policy changes to lessen the impact of the Benefits Cliff moving forward.

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Spread the word with our free Communications Kit!

From businesses to workforce entities to policymakers, awareness is the critical first step in overcoming the challenges of Benefits Cliffs. We’re pleased to provide these free assets, from explainer videos to ready-to-post social posts, that you can display at your workplace, share on your channels, and send to all your contacts.

Download the Employ Buffalo Niagara Benefits Cliff Communication Kit

Dig deeper into the Benefits Cliff with these resources.

Understanding the Results
Understanding Results for Policy Makers
Federal Reserve Bank of Atlanta: Benefits Cliff and the Financial Incentives for Career Advancement
Federal Reserve Bank of Atlanta: What are Benefits Cliffs?
The Welfare Trap: two mothers, two choices, and two struggles for self-sufficiency
Have additional questions about the Benefits Cliff Calculator or want to learn more about Employ programs or initiatives?
Click here

From The Blog

TPM: Making Career Connections

Seth Piccirillo May 12, 2022

The Buffalo Niagara Partnership continues to expand our Employ Buffalo Niagara Talent Pipeline Management (TPM) program, connecting hiring employers to regional job seekers. The Talent Pipeline Management program is a 1-2 year workshop that brings companies with similar job needs together, sharing their common talent pain-points, communicating new industry expectations and addressing

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Workforce Policy Update March 2022

The Partnership March 8, 2022

The BNP works closely with government leaders to keep them informed of employer challenges and to advocate for policy that would ease the workforce crisis. The BNP supports legislation that expands access to education and training, makes quality childcare more accessible, removes barriers to workforce participation, and reforms our immigration

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BNP Career Pathways Build Momentum

Seth Piccirillo October 19, 2021

Attracting, retaining, and promoting the right employees continues to challenge employers in every sector of the Western New York economy. As we all navigate COVID-19 related changes to the workplace, new workforce development and advancement tools will be needed to move our region forward.  The Buffalo Niagara Partnership is currently

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9.28.21 Advocacy Alert: NYS To Raise Minimum Wage

Josh Veronica September 28, 2021

The New York State Department of Labor announced a forthcoming increase in the minimum wage across upstate New York.   On December 31, the minimum wage in our region will rise to $13.20 per hour, a 70-cent increase from the current rate.   As part of the 2016 state budget, the Legislature approved a gradual minimum

Read More »
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Buffalo Niagara Partnership

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Buffalo, NY 14202
Phone: 716.852.7100       Fax: 716.852.2761

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