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Benefits Cliff Calculator

Employ Buffalo Niagara Home  |  Community Coalition  |  Talent Pipeline Management  |  HR Toolkit  |  Workforce Policy Advocacy  |  Career Pathways  |  Earn & Learn

It’s the promising employee who has to turn down a promotion. The employee who accepts a raise, only to find themselves worse off. The employer desperate to hire who sees offer after offer rejected. These problems are impacting thousands of your neighbors across Buffalo Niagara, and they all have the same hidden cause: the Benefits Cliff.

The Benefits Cliff is when an increase in pay results in a sudden loss of support. Many underemployed workers are stuck in jobs they are overqualified for, or ready to be upskilled — yet stay in their current position due to the threat of the Benefits Cliff. The better pay does not compensate for the resulting sudden loss of their benefits. When this happens, businesses lose out on recruiting or growing talent, employees lose the opportunity to advance their career, and our entire community loses out on hundreds of thousands of taxpayer dollars over the course of a lifetime.

Learn more about the Benefits Cliff through Nia's story.

To overcome these challenges, we must first know where the Benefits Cliff is — and that number is different for every individual. That’s why Employ Buffalo Niagara, along with the Federal Reserve Bank of Atlanta, has created this Benefits Cliff Calculator — a free, simple tool that will do the math for you to calculate an individual’s Benefits Cliff. 

Employees, employers, and workforce entities can plug in current benefits and potential income increases to gain a better understanding of how employees can thrive, businesses can promote their promising talent, and all of our neighbors can be carried toward financial security and independence. The tool will also help the public sector understand the urgent need for policy changes to lessen the impact of the Benefits Cliff moving forward.

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Get started with the Employ Buffalo Niagara Benefits Cliff Calculator

Spread the word with our free Communications Kit!

From businesses to workforce entities to policymakers, awareness is the critical first step in overcoming the challenges of Benefits Cliffs. We’re pleased to provide these free assets, from explainer videos to ready-to-post social posts, that you can display at your workplace, share on your channels, and send to all your contacts.

Download the Employ Buffalo Niagara Benefits Cliff Communication Kit

Dig deeper into the Benefits Cliff with these resources.

Understanding the Results
Understanding Results for Policy Makers
Federal Reserve Bank of Atlanta: Benefits Cliff and the Financial Incentives for Career Advancement
Federal Reserve Bank of Atlanta: What are Benefits Cliffs?
The Welfare Trap: two mothers, two choices, and two struggles for self-sufficiency
Have additional questions about the Benefits Cliff Calculator or want to learn more about Employ programs or initiatives?
Click here

From The Blog

Career & Technical Education Programs Help Fill Talent Pipeline

Caitlin Sutton March 14, 2019

It’s not uncommon to hear employers express concern about filling open positions. Many employers are inundated with applications from unqualified candidates who lack the necessary credentials and experience—a drain on company time and resources. That’s where Career & Technical Education (CTE) programs come in. To help fill Buffalo Niagara’s talent

Read More »

Preventing People – and Companies – from Falling Over the “Benefits Cliff”

Moyla Halimy March 7, 2019

For many employees and their employers, pay raises and the opportunity to work overtime hours at a higher rate of pay sound like positive opportunities. But what are opportunities for some are pitfalls for others—especially those who receive public benefits. That’s because earning more may render someone ineligible to continue

Read More »

How Addressing Transportation Barriers Benefits Employees—and Employers

Moyla Halimy February 28, 2019

Employee absences carry hidden costs that can affect an organization’s productivity and revenue. A survey by the Society for Human Resource Management (SHRM), Total Financial Impact of Employee Absences, found the total cost of time off for full-time employees was between 20.9 percent and 22.1 percent of payroll, with unplanned

Read More »

3 Ways Employers Can Shape Workforce Culture and Reap the Benefits

Moyla Halimy February 21, 2019

It is not a surprise that Buffalo Niagara employers have identified workforce issues as pain points. For the last two years, according to the Buffalo Niagara Partnership’s Member Pulse survey results, workforce issues have remained among the top three pain points. Recently, the Partnership hosted its annual CEOs Speak event,

Read More »
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Buffalo Niagara Partnership

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Phone: 716.852.7100       Fax: 716.852.2761

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