health insurance

Five Things to Know About Individual Health Insurance Coverage

By Cathy Aquino, Director, Government Sales, Independent Health
Five things to know about individual health insurance coverage

Now more than ever, it’s important to have access to high-quality and affordable health care coverage. But what if you are currently unemployed? Or your employer doesn’t offer a group plan? Or you’ve recently turned age 26 and are no longer eligible to be covered under your parents’ policy?

Stay current on health insurance changes

The health insurance landscape is always changing, and it can be difficult to keep up.

Dave Palmeri, Manager of Employee Benefits

As the regional chamber of commerce (representing a quarter of a million employees in the Buffalo Niagara region,) the Buffalo Niagara Partnership strives to keep you updated on the latest developments in the insurance world.

Educating yourself on health insurance terminology

Whether you purchase your health insurance on your own or are provided with insurance through your employer, it is important to have a grasp on “insurance terminology” so that you can understand and utilize your benefits efficiently.

Terms and acronyms that you don’t often hear in any other facet of your life pop up when you are trying to figure out your healthcare options: co-pays, out of pocket, out-of-network, in-network, HMO, PPO, PPC, EOB, POS, COB …the list goes on.

Open enrollment: just around the corner

As summer turns to autumn, many of us in Western New York begin to shift our attention from festivals, concerts and weekends at the cottage to Buffalo Bills football, Buffalo Sabres hockey, fall foliage and the upcoming holidays.

With all of the exciting seasonal changes in mind, many of us forget to consider one very important item: health insurance. Health insurance plays a large role in both our finances and our well-being.